Renters Insurance in Colorado

Most renters assume that their belongings are covered under the policy of their landlord, but this is a myth. The importance of renters insurance is something that will provide replacement and compensation for lost items in the event of a disaster or theft.

In case of disaster occurring, the cost of replacing personal belongings can be high. At Premier Group Insurance in Lakewood, CO, we offer renters insurance to help ternants enjoy their place with a peace of mind. Insurance will cover:

Personal belongings

Personal property can be damaged, stolen, or destroyed. Loss of clothing, furniture, electronics, entertainment systems, computers, sporting equipment, and jewelry can amount to a high financial loss. You will be reimbursed for what they cost to replace as long as it is defined in your policy. For higher price items, you will need to possibly seek out additional coverage.

Temporary housing

An event can make your rented home uninhabitable. In such a situation, you’ll need a temporary place to stay. We will cover hotel and other expenses for you and your family whether you are in Colorado or another state that we provide coverage.

Liability

Renters insurance policy covers the cost of repairs if you, your children, pets, or a guest damages the unit you live in. It will also cover medical bills for others if they sustain an injury at your residence. It also includes liability coverage in case someone sues you. This policy will cover the cost of the suit.

Protect your car

Car insurance will not protect your car in case it’s stolen or burglarized. Making sure your policy covers this before purchasing insurance is important for the people of Colorado and the surrounding areas.

A renters insurance will not prevent unfortunate events from occurring, but it will give you a sense of comfort knowing that you are protected. At Premier Group Insurance in Lakewood, CO, we help individuals get a renters insurance policy that meets their needs. Talk with our agents to get started.