Motorcycle Insurance in Colorado

Premier Group Insurance offers Lakewood, CO residents, and citizens in multiple states, the kind of high-quality motorcycle insurance you need to stay safe on the road. Like all but a handful of states in the nation, Colorado requires a portion of motorcycle insurance. Part of these requirements includes showing insurance when registering a bike. But, how does insurance vary across the country?

States That Don't Require Insurance

Only Washington and Florida don't require you to get motorcycle insurance for your bike. That said, it is still wise to get insurance in these states because it can protect you from lawsuits and total loss after an accident. For example, if you cause an accident that totals another person's vehicle, motorcycle liability insurance will protect you and repair the damages to the other persons vehicle. Your automobile insurance does not extend to this kind of accountability.

Even better, your bike can be replaced after a serious accident totals it. Even if you were at fault, there is a good chance your policy will help to cover your replacement. With the kind of investment most motorcycles represent, it is crucial to take the time to find an insurance coverage that is right for you.

Other Benefits Of Motorcycle Insurance

State law also dictates that people learning to ride a motorcycle possess some insurance on their bike. This action helps to protect the person driving the bike as well as those on the road. For example, if an individual who is learning how to ride a bike crashes during a lesson, their insurance can help pay for any damages caused by this accident

However, it is important to hold a temporary or learner's permit when learning on a motorcycle. Failure to possess this kind of license can invalidate an insurance policy. That's why it is so urgent for people to follow the law when learning to ride their motorcycle. It is also why it is crucial to have your bike fully insured.

Motorcycles just cost too much and are too precious to leave uninsured in Colorado or any other state. So if you need high-quality bike insurance, please contact us today at Premier Group Insurance in Lakewood, CO to get the policy you need. Our agents can help answer your questions and address your concerns. If you live outside Colorado, ask about what states we provide coverage.