Do you own a boat in Lakewood, CO? If so, it’s important to invest in a boat insurance policy. We offer boat insurance to Colorado consumers at Premier Group Insurance.

Boat liability coverage protects you if you get sued.

Lawsuit expenses can get very high. Unfortunately, activities like boating can put you at increased risk of facing a lawsuit. Fortunately, you are covered for lawsuit expenses if you invest in a boat insurance policy including liability coverage.

Your boat liability coverage will probably only be valid within certain navigational limits.

One thing to remember about boat insurance policies is that they are usually limited to a particular area. If you travel outside of certain navigational limits in your boat, your boat liability coverage might no longer be valid.

It’s important to be aware of the limits of your boat liability coverage. If you plan on traveling outside of these limits in your boat often, it’s a good idea to invest in added coverage that will be in effect in all the places you want to travel to.

Homeowner’s insurance isn’t going to provide adequate liability coverage for your boat.

One of the most common mistakes when it comes to boat liability coverage is thinking home insurance will cover you. While your home insurance policy may provide coverage while you’re on your own property, it won’t cover you when you’re boating in public waters. That’s why you need to invest in a separate boat insurance policy.

Contact us to find out more about our boat insurance offerings at Premier Group Insurance. We’ll be happy to assist you with meeting all your insurance needs in Lakewood, CO.