The home insurance coverage you purchase can significantly impact your finances down the road. That’s why you need to research and choose the right policy for your home in Lakewood, CO. At Premier Group Insurance, we can help you find the right policy for your situation.

Here are four priorities you should focus on when buying home insurance.

Knowing what your policy does and doesn’t cover

Please read the fine print of your home insurance policy so that you know what its limitations are. You don’t want to end up unpleasantly surprised that a particular type of damage isn’t covered when it comes time to file a claim.

Comparing offers from several insurance companies

Don’t make the mistake of buying a policy before you’ve compared your options. Getting quotes from numerous insurance companies is essential when you’re in the market for a policy. Comparing quotes ensures that your policy is competitively priced.

Choosing the right deductible for your situation

The deductible you choose for your policy has a significant impact on the cost of filing a claim and the cost of your monthly premiums. Be sure to think carefully about which deductible option is best for your financial situation.

Understanding the most significant damage risks on your property

You need to be covered for the types of damage that you’re likely to experience in your area. Is your area susceptible to flood, earthquake, or hurricane damage? If so, you need to ensure that these types of coverage are included in your home insurance policy.

Premier Group Insurance provides home insurance to homeowners in Lakewood, CO. We’re here to answer your questions about home insurance. Call us today to get a policy quote.