Even if you own an RV, you may not be using it at all times during the year. Just because you do not use it all the time does not mean that you should not always have RV insurance coverage on it. If you are wondering why you should have this coverage, be sure to take a look at these reasons from Premier Group Insurance, serving Ft. Collins and the Lakewood, CO area.

• You don’t always know when you will have to drive the RV – Surprise incidents could arise that make you have to drive or move your RV from one location to another. If an accident were to occur, you could face stiff penalties and high costs. It could also be a hassle to try to get insurance at the last minute.
• You want coverage for any damage – Damage can happen at any time to your RV, but if you do not have coverage, you will have to pay for it out of pocket. You also never know when this will happen, so you want to have coverage year round. This pertains not only to damage from the environment but also if someone steals or vandalizes it. 

As you can see, it is important to make sure you always have the coverage you need on your RV, even if you are not using it at all times. If you are living and traveling in your RV, then it makes sense to always have the coverage, but you should also have it even if you aren’t.

If you are looking at getting RV insurance, be sure to give us a call here at Premier Group Insurance, serving the Ft. Collins and Lakewood, CO area. We can get you a free quote and will walk you through the insurance process. Reach out to our offices to have your questions answered.